Financial Planning in your Twenties…

The sooner you start financial planning, the bigger and better the rewards may be. Make your money work for you and lay down firm foundations for a life of financial security and stability.

Getting Off to a Good Start

This is the start of your financial journey – many clients I speak to in their 50’s and 60’s wish they had done things differently in the early years. This is understandable as daily life keeps us going at such a fast pace, but certain financial issues deserve your attention, and the sooner the better.

This is the optimal time to start thinking about financial planning and laying down the basic ground rules of living within your means and establishing good credit.  Start contributing to a pension now, look at insurance while you are at your most insurable, and investigate the mortgage options to help you get on the property ladder.

I suggest you look into…

Savings & Investments

Whether you are saving for a specific purpose or building a pot of money for use at a later date, we can help you make an informed decision based on clearly understanding your financial situation, your goals and how much risk you are prepared to take with your money.  We can help you identify an action plan that is right for you, and, as your circumstances change, can help you review all of this on a regular basis.

More on savings and investments

Mortgages

Whether you are thinking of re-mortgaging your property, moving home, or borrowing to invest in rental properties, trying to determine which deal is the right one for you and your specific circumstances can be difficult.

Alexander Cheema does not provide advice on mortgages or Buy-to-Lets

More on mortgages

Insurance

You are probably familiar with protecting your property using buildings and contents insurance, but what about protection of your greatest assets – you and your family?  We can advise you on the options available for protecting your home and your standard of living in the event of an accident, a serious illness or death.

More on insurance

A CGetting Off to a Good Start