When it comes to putting in place an action plan that is right for you, we can help you identify how much to save and for how long, how much trade-off to take between investment returns and investment risk, investment solutions that you are comfortable with, and the most tax efficient vehicles for your savings.

The value of pension and investments and the income they produce can fall as well as rise.

Tax treatment varies according to individual circumstances and is subject to change.

Savings

Saving accounts are useful for anyone who has money to save in a low risk environment.

School Fees

If you are planning to send your children to private school and / or university and you want to do this in a tax efficient way, planning early is vital.

Investments

Investment advice is helpful for people when thinking about planning for school and university fees, saving for yours and your family’s future, structuring tax efficient income payments, growing money or saving for retirement.

ISAs

ISAs are important retirement planning tools as well as being useful when saving up to buy a house.

Offshore Bonds

Offshore bonds are useful for people looking to grow money in a tax efficient way and also for those who wish to take a regular income without incurring an immediate tax liability, i.e. for people who are looking to reduce the amount of tax they pay on income.

Onshore Bonds

Onshore bonds are useful for higher rate and additional rate tax payers who are looking to reduce the amount of tax they pay on income.

Personal Portfolios

Personal portfolios are typically for higher net worth people who wish to invest excess funds in a risk managed way. Personal Portfolios are often used as a holding vehicle for funds earmarked to top up annual ISAs.

Contact Us

Ask a question or make a no obligation enquiry by email

Contact Us

Finance FAQs

A list of clear answers to questions frequently asked by my clients

FAQs for you

Finance Jargon

A simple guide to help clarify the confusing terms and financial jargon

Helpful Terms
A CSavings and Investments