A C, Author at Alex Cheema

Venture Capital Trusts for people with income tax problems

I haven’t written a blog for some time now, so I thought it was high time I did! I hope it is helpful and look out for more regular blogs on the site. As we approach Q4 of the year (I can’t believe it’s already Q4 …), I wanted to post some information on Venture

Could you benefit from using a Ltd company to purchase buy-to-let (BTL) properties?

Blog Home Thinking of setting up a Limited Company to invest in Buy-to-Let (BTL) property? In recent months, there has been quite a bit of coverage about using Special Purpose Vehicles (SPVs) to separate rental income from a landlord’s personal income. So, we decided to run a piece on this, to help clear up the

Global Outlook and Financial Investment Advice in 2016

The value of investments and the income they produce can fall as well as rise. Many of us are thinking about financial investment advice as we approach the end of 2015 so I thought that now would be a good time to reflect on this year and to begin to think about the year ahead.read more

UK Post-election thoughts

The value of investments and the income they produce can fall as well as rise. UK Post-election thoughts A lot has been happened since I last blogged, in the political arena, in the economy, and in the global financial markets. The good news is that if the Conservative Party hadn't gotten a majority seat, theread more

Recent Developments to the Russia-Ukraine conflict. Is your money safe?

The value of investments and the income they produce can fall as well as rise. This is part two of 'How the Russia-Ukraine conflict might affect your investments'. In this post I will look at the recent developments in this ongoing conflict and specifically what these developments mean for both private and institutional investors. The firstread more

Why home buyers need to keep control to succeed

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Friends of ours recently bought their first house, the estate agent told them two things, 1/ that they must use the estate agent’s conveyancer and 2/ that they must also use the estateread more

Is the Eurozone recovery sustainable?

The value of investments and the income they produce can fall as well as rise. Recently the ECB, Mario Draghi, cut the benchmark interest rate to 0.05%. This is good news for the markets in the short term. Why though has Mr Draghi cut the ECB rate when we are supposed to be in the processread more

6 key investment tips

The value of investments and the income they produce can fall as well as rise. Investing consistently well is a tricky business and we all aspire to do this but with varying degrees of success. Knowing when to invest can have material consequences on how your investment will perform, even for longer term Investments. Theread more

How the Russia-Ukraine conflict might affect your investments

The value of investments and the income they produce can fall as well as rise. This blog looks at the Russia-Ukraine conflict and how this might affect the global markets and global economy. Background Ukraine has a long history. Interestingly one of its most famous exports was and is the classical musician, Trikovsky. Ukraine firstread more

Four tips to help you protect your estate

Will and estate planning is not regulated by the Financial Conduct Authority. My parents have worked hard their whole lives and are still working. They have built up enough wealth to feel reasonably comfortable financially. By comfortable I mean that they own their house outright and have built up a reasonable pension. To summarise, they areread more

The pension drawdown arrangement

The value of investments and the income they produce can fall as well as rise. 60%+ of people who come to me with enquires about pensions are between 45 and 65 years of age. They are often still working and plan to keep on working until they reach the age of 65 for one reasonread more

Volatility cycle post Lehman

The value of investments and the income they produce can fall as well as rise. I have talked about Quantitative Easing in previous posts and I strongly believe it will remain relevant specifically when we consider investments. The pattern we see has been in evidence since late 2008 can be summarised as below: A QEread more

Actively managed funds vs. tracker funds: Chalk and cheese?

The value of investments and the income they produce can fall as well as rise. Tax planning is not regulated by the Financial Conduct Authority. I remember one of the professors at my post grad school saying that, ‘if you take a sample of say 10 people from the street and asked them to pick say 30read more

Contrived currency devaluation

The value of investments and the income they produce can fall as well as rise. I've mentioned 'currency wars' in a previous post which I will talk about in today's blog. I think it important to outline what contrived currency depreciation means and why a country would want to do it and how it affects allread more

The Renminbi and the Dollar

The value of investments and the income they produce can fall as well as rise. This article from the ft.com yesterday provides an interesting follow on from my last post. As the Chinese look to lessen their reliance on the United States Dollar (USD) as their main trading currency and so the Chinese Renminbi gainsread more

Further global contagion or strategic positioning?

The value of investments and the income they produce can fall as well as rise. This article from the FT talks about one of the few relatively unblemished countries from the credit crisis, Australia, now buying up large chunks of Chinese sovereign debt in the name of building trade relationships and diversification. This in my view is aread more

A grim global outlook but make hay while the sun shines…

The value of investments and the income they produce can fall as well as rise. There is a lot to be confused about for anyone trying to understand the global economy these days, and we do live in a global economy. We live in times where things like Quantitative Easing (QE) happen on a regularread more

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