None of us want to believe that we might lose our mental capacity, or how we would cope with our financial affairs if we do. Lasting Powers of Attorney (LPA) allow people to choose someone they trust to take decisions on their behalf if something happens and they are unable to make decisions for themselves.
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What happens if you die without a Will?
Unfortunately, many people are taking the unnecessary risk of dying ‘intestate’, otherwise known as dying without a Will. In the 2015/16 tax year HMRC saw the highest intake of inheritance tax revenue in history – £4.7 billion was raised, according to HMRC data. The Office for Budget Responsibility figures show the amount of families paying
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Aggregator sites – why it is important to do your research.
If you are looking for financial advice and you are using the internet to find your adviser, you are of course, not alone.. Consumer perception currently seems to be that most people will be able to find, not only the most qualified and experienced financial advisors, but, ALL financial advisers on aggregator websites. This is not
read moreFour tips to help you protect your estate
Will and estate planning is not regulated by the Financial Conduct Authority. My parents have worked hard their whole lives and are still working. They have built up enough wealth to feel reasonably comfortable financially. By comfortable I mean that they own their house outright and have built up a reasonable pension. To summarise, they areread more
Four tips to help you protect your estate