One of the major benefits of a personal portfolio, held under a digital platform, is that the investor has access to 1000’s of funds and can adjust the investment without too much trouble.
Also, investors can contribute to the personal portfolio in a flexible manner which suits people who have both regular or less regular income.
Personal portfolios can be used as a stop gap for topping up and using annual ISA allowances.
A Personal Investment Portfolio can offer access to thousands of funds and equities, investment trusts, unit trusts, structured products as well as exchange-traded funds (ETFs), so it is a diverse way of investing.
If you are thinking about investing in a personal portfolio, you will need to consider the taxation of your investment, the risk management of the investment and the overall purpose of the investment and its investment horizon.
I provide bespoke long-term investment advice and solutions to all my clients and can help work out the optimal solution for you. Feel free to get in contact to discuss your requirements, I would be delighted to hear from you.