Equity release is a way to release wealth tied up in your property, without selling it and moving to another home. It is specifically aimed at over 55’s who own their property outright, or have small mortgages left to pay, but do not have sufficient funds available to meet their lifestyle needs. This article will
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Financial planning tips for small businesses
There are many challenges that come with starting and running your own company, and if successful, it will grow and evolve over the years. However, to avoid potential pitfalls and minimise their impact, small businesses can benefit greatly from taking time to consider these simple, yet important financial planning tips:- • Insure your key employees
read morePersonal versus limited company buy to let – which is the most tax efficient?
Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate on Buy to Let Personal versus limited company buy to let - which is the most tax efficient? Much has been written about the benefits of owning rental properties through limited companies, specificallyread more
Personal versus limited company buy to let – which is the most tax efficient?
Why it pays to use a mortgage adviser if you’re self employed
When it comes to getting any mortgage, opting to do it yourself you can involve a lot of time trawling websites, comparing best buys and traipsing round various lenders. All of this takes time and it can be hard to know if you’ve made the right choice. It’s a fact that mortgage applications made through
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Aggregator sites – why it is important to do your research.
If you are looking for financial advice and you are using the internet to find your adviser, you are of course, not alone.. Consumer perception currently seems to be that most people will be able to find, not only the most qualified and experienced financial advisors, but, ALL financial advisers on aggregator websites. This is not
read moreCould you benefit from using a Ltd company to purchase buy-to-let (BTL) properties?
Blog Home Thinking of setting up a Limited Company to invest in Buy-to-Let (BTL) property? In recent months, there has been quite a bit of coverage about using Special Purpose Vehicles (SPVs) to separate rental income from a landlord’s personal income. So, we decided to run a piece on this, to help clear up the
read moreWhy home buyers need to keep control to succeed
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Friends of ours recently bought their first house, the estate agent told them two things, 1/ that they must use the estate agent’s conveyancer and 2/ that they must also use the estateread more
Why home buyers need to keep control to succeed