I haven’t written a blog for some time now, so I thought it was high time I did! I hope it is helpful and look out for more regular blogs on the site. As we approach Q4 of the year (I can’t believe it’s already Q4 …), I wanted to post some information on Venture
read moreEquity release is a way to release wealth tied up in your property, without selling it and moving to another home. It is specifically aimed at over 55’s who own their property outright, or have small mortgages left to pay, but do not have sufficient funds available to meet their lifestyle needs. This article will
read moreBack in the 80s, my Mother who is a retired Doctor, naively agreed, without properly understanding and under duress, to have her NHS Final Salary Pension transferred to a non-final salary pension by a Financial Adviser, she was in her 40s at the time. Today this would have been deemed unsuitable at the onset because
read moreNone of us want to believe that we might lose our mental capacity, or how we would cope with our financial affairs if we do. Lasting Powers of Attorney (LPA) allow people to choose someone they trust to take decisions on their behalf if something happens and they are unable to make decisions for themselves.
read moreAlex Cheema CHARTERED FINANCIAL PLANNER Tax table 2019/2020 Putting the facts at your fingertips Click here to view online
read moreThere are many challenges that come with starting and running your own company, and if successful, it will grow and evolve over the years. However, to avoid potential pitfalls and minimise their impact, small businesses can benefit greatly from taking time to consider these simple, yet important financial planning tips:- • Insure your key employees
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When it comes to getting any mortgage, opting to do it yourself you can involve a lot of time trawling websites, comparing best buys and traipsing round various lenders. All of this takes time and it can be hard to know if you’ve made the right choice. It’s a fact that mortgage applications made through
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Unfortunately, many people are taking the unnecessary risk of dying ‘intestate’, otherwise known as dying without a Will. In the 2015/16 tax year HMRC saw the highest intake of inheritance tax revenue in history – £4.7 billion was raised, according to HMRC data. The Office for Budget Responsibility figures show the amount of families paying
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If you are looking for financial advice and you are using the internet to find your adviser, you are of course, not alone.. Consumer perception currently seems to be that most people will be able to find, not only the most qualified and experienced financial advisors, but, ALL financial advisers on aggregator websites. This is not
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read moreBlog Home Thinking of setting up a Limited Company to invest in Buy-to-Let (BTL) property? In recent months, there has been quite a bit of coverage about using Special Purpose Vehicles (SPVs) to separate rental income from a landlord’s personal income. So, we decided to run a piece on this, to help clear up the
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